Insurance Quotes

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Re: Insurance Quotes

Post by shroom »

Honkytonk wrote:Yes, last time I called Flux (after checking comparison sites and telling them how much I was being offered) the chap on the other end of the phone went "I'll be honest, probably worth looking elsewhere" as it was coming out 2/2.5x more expensive.

I'm sure if you've got something super special it's competitive, but for average Joe it would seem not. Still, no harm in calling them I suppose.
Yeah i agree, although to finally get the price took 45 minutes so it wasnt a quick process for me. No idea why they put me on hold so many time its quite a simple process and I dont have any points etc.



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Re: Insurance Quotes

Post by nightfire10 »

I think for non modified cars comparison site is good BUT if you have mods you must declare them then the quote normally goes up

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Insurance Quotes

Post by GreySilver Beast »

Been insured with Chris Knott for the last 3 years now and they love Modified Cars =D>
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Re: Insurance Quotes

Post by Ollie »

I'm still with directline till the end of this contract... Then modified insurance next time about... Which could be fun.
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Re: Insurance Quotes

Post by nightfire10 »

I'm with Reis motorsport

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Re: Insurance Quotes

Post by Ollie »

Reis will be my first port of call even though they don't supply complimentary track cover for cars of our value. Though I'm uncertain as to the miles I'll be driving when I'm south.. Which makes mileage restricted policies hard to gauge.
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Re: Insurance Quotes

Post by warpc0il »

Be careful about mileage restricted policies as;
- there can be a huge additional charge if your circumstances change and you find yourself going over the original limit.
- sometimes a policy limited to say 3k miles can cost more than exactly the same cover on a policy with a limit of 5k miles :?

That last one has happened to me four times now and it seems that the filters that brokers use when looking at limited mileage policies don't show those that would be cheaper with more miles. You have to tell them to check "What if I went with xK miles?"
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Re: Insurance Quotes

Post by Ollie »

Yeah Im rather worried about mileage limited ones. Think Reis has one at 7k or 5k miles... 7k maybe okay? But I couldnt guess how much actual traveling Ill be doing without... Getting a job first.
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Re: Insurance Quotes

Post by nightfire10 »

Yorindesarin wrote:Reis will be my first port of call even though they don't supply complimentary track cover for cars of our value. Though I'm uncertain as to the miles I'll be driving when I'm south.. Which makes mileage restricted policies hard to gauge.
Mine still has cover for tracks doing castle combe week Friday already informed them for that one Image

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just oil lines to fit at some stage ( had them a while too) :P

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Re: Insurance Quotes

Post by Ollie »

Yeah think yours is due to it already being agreed in your policy but when Chris went to take out a new policy on RR54 theyve introduced new valuations on if they do/don't cover you for their free track cover.. Which I guess is fair. Its not like Ima be doing heaps of track days to begin with anyway ahah.
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Re: Insurance Quotes

Post by warpc0il »

Wasn't it REIS that limited trackday cover to "sports cars" and didn't consider the RX-8 as a sports car, because it has 4 doors?

This would be the flipslide of the same logic that allowed many people to have 8's as company cars, when they weren't allowed "sports cars".
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Re: Insurance Quotes

Post by Ollie »

Something along those lines Dave. Along with the valuation of the car as well I think?
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Re: Insurance Quotes

Post by New Duke »

warpc0il wrote:
Thu Oct 01, 2020 6:04 pm
Wasn't it REIS that limited trackday cover to "sports cars" and didn't consider the RX-8 as a sports car, because it has 4 doors?

This would be the flipslide of the same logic that allowed many people to have 8's as company cars, when they weren't allowed "sports cars".
Funny isn't it. The folks at REIS should come along to the track and see some of those expensive 'sports cars' that our RX8s pass with ease!
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Re: Insurance Quotes

Post by ChrisHolmes »

I will be revisiting the “not a sports car” issue when my renewal comes up and with the mods done since I taking out this years policy I will be over the £5000 minimum value with the supercharger fitted.
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Re: Insurance Quotes

Post by Ollie »

I think if Dave makes headway with the club valuation stuff for insurers.. Alot of people would be able to say "hey my cars worth more than your minimum".. Which if it is but its proving hard to show that would be great.

I think just the value of what I've added to my car almost comes to half of what I paid for it.. Not including tyres and consumables.
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Re: Insurance Quotes

Post by SmuttyHutty »

warpc0il wrote:
Thu Oct 01, 2020 5:31 pm
Be careful about mileage restricted policies as;
- sometimes a policy limited to say 3k miles can cost more than exactly the same cover on a policy with a limit of 5k miles :?
I totally agree with this. I've just renewed with The AA and found that a 5k mile limit was cheaper than a 3k mile limit.

Looks like I'll have to do a few more trips in the coming year...
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Re: Insurance Quotes

Post by ChrisHolmes »

I just added "another" RX8 to my REIS multicar policy and it has cost an extra £122 including a £35 admin charge!
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Re: Insurance Quotes

Post by Ollie »

"Another"? :-k
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Post by GreySilver Beast »

:whathesaid: :shock:
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Re: Insurance Quotes

Post by ChrisHolmes »

Yes "another"
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Re: Insurance Quotes

Post by 30405 »

ChrisHolmes wrote:I just added "another" RX8 to my REIS multicar policy and it has cost an extra £122 including a £35 admin charge!
Pictures? I hope this isn't sill related...
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Re: Insurance Quotes

Post by nightfire10 »

ChrisHolmes wrote:I just added "another" RX8 to my REIS multicar policy and it has cost an extra £122 including a £35 admin charge!
More info required ImageImageImageImageImage

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Re: Insurance Quotes

Post by Ollie »

Chris is being evil and leaving us in the dark..
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Re: Insurance Quotes

Post by 30405 »

Yorindesarin wrote:Chris is being evil and leaving us in the dark..
He's just nudging me gently to come pick up that oil cooler...
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Post by GreySilver Beast »

I think Chris has bought Bengall's Black R3 :?: :!:
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